Category Archives: Random Thoughts

So…What Next?

Blimey, it’s been a busy few weeks at Work.  Work in the mornings before going into Work.  Work in the evening before climbing into bed to get some rest for getting up for Work.  Work at the weekends, that traditional break from Work. I don’t mind busy periods at work, but this one is stretching out towards a month and… Read more »

An Arbitrage Machine

Imagine you had a perpetual arbitrage machine, a machine that would create risk free profits for you, forever.  It would nearly be as cool as a perpetual motion machine. You there at the back, with your hand up.  Come hither and speak.  What is arbitrage?  Well, Wikipedia defines it as; …an arbitrage is a transaction that involves no negative cash flow… Read more »

Traditional retirement projections are f**king with your mind, man


An excessive and far out title, but not too far from the truth.  The typical retirement illustration might go something like; Mr Zombie, you are a fine upstanding fellow.  Why not invest in our absolutely cracking defined contribution pension plan.  If you start at 25 years old, with a salary of £50k and put away 5% of your income each… Read more »

The demographic of the FI seekers and the privilege of the quest

I am sat here typing away on my laptop, with the cycling tour of the Basque Country on my TV, my smart phone buzzing away with messages from around the country and a cup of tea steaming away. Life is pretty good. You wouldn’t think it if you spend much time reading the news.  But it is. A dreary newspaper… Read more »