Author Archives: Mr Zombie

Get Yerself a Present This Xmas

Fellow (and far better) blogger RIT reached Financial Independence this year. What better way to celebrate than by working even harder and writing a book 🙂 It’s called; From Zero to Financial Independence in less than 10 Years: Tools and techniques to escape the rat race quickly It’s available as an e-copy or a paper back. I’ve grabbed myself a… Read more »

November 2016 – NetWorth and Savings Rate Update – Spendy McSpendFace

Why hello, Savings Diary… November was a spendy month in comparison to prior months, so I begin this NetWorth update with a little bit of trepidation and by delaying the inevitable a little bit. When you run a website, you get access to all the behind the scene details.  Things like the number of malicious logon attempts, 7,637 last month,… Read more »

A Scanner Darkly

Mr Zombie   November 29, 2016   12 Comments on A Scanner Darkly
If only...work would be so much more interesting.

I knew it would happen, eventually.  The feeling has always been there, a gargantuan mass, just out of sight, the pull of it’s gravity ever tempting.  Never quite taking me, but always looming in the recesses of my mind.  It frequently tries to assume control of the cockpit of my mind, but I’ve had the strength to force it back.  But for… Read more »

Safe Withdrawal Rate Experiment – Month 22 – October 2016

Well, it’s been raining for about a billion hours straight in the UK, so it’s about time to start writing up my sweet SWR experiment.   The standard recap We are now 22 months into this experiment, where Mr Z in Parallel Universe Number 1 pulled the trigger on early retirement.  This is a completely fictitious portfolio. It will hopefully give some insight into what… Read more »

Why Series: Why Track Your Networth

So, we have already considered the questions Why Save and Why Invest.  Now that you are saving hard and investing those savings, like some kind of Investment Mage, let’s have a look at the question: “Why track your Networth?”. But whoa! Easy there, pilgrim.  Before we gallivant off into the Networth sunset, we need to first figure out what in… Read more »

October 2016 – NetWorth and Savings Rate Update – It Continues

Why hello, Savings Diary… Thank you all for the love on my September update 😀 The first goal for 2016 is to try and hit an average savings rate of 60% across the year.  A lofty goal, indeed.  Like most of you, the majority of my savings each month are made up from pension contributions and monthly ISA contributions.  I also contribute… Read more »

Safe Withdrawal Rate Experiment – Month 21 – September 2016

Once again, the month has flown by at a scarily rapid pace.  Let’s have a look at where our little experiment got to. The standard recap We are now 21 months into this experiment, where Mr Z in Parallel Universe Number 1 pulled the trigger on early retirement.  This is a completely fictitious portfolio. It will hopefully give some insight into what it would be… Read more »

September 2016 – NetWorth and Savings Rate Update – Cashflow Diaries

Dear Savings Diary… Another month rolls by and another wedge of my earnings was piled into savings.  Earn.  Save.  Repeat.  That’s the cycle of the FI seeker in the accumulation phase. I’ve set myself some financial goals around NetWorth growth and a targeted Savings Rate, the idea being they will be the carrot to ease me towards financial independence.  That’s… Read more »

Safe Withdrawal Rate Experiment – Month 20 – August 2016

Well hello there dear reader.  Time has sure been flying by recently, so much that I am only just sneaking this in before the end of the month! The standard recap We are now 20 months into my experiment, where Mr Z in Parallel Universe Number 1 pulled the trigger on early retirement.  This is a completely fictitious portfolio. It will hopefully give some insight… Read more »