Monthly Archives: September 2015

SWR 4%: An ongoing thought experiment – August Update

Recap Back to the beginning.  It’s now seven months into the experiment where Mr Z in Parallel Universe Number 1 pulled the trigger on early retirement.  This is a completely fictitious portfolio and just a little experiment, hopefully giving some insight on what it would actually be like through the ups and downs of living off an investment portfolio.  Nothing rea Each month I… Read more »

Sprint, walk or jog

Mr Zombie   September 14, 2015   39 Comments on Sprint, walk or jog

SprintThe method favoured by ERE, hammer those expenses down brutally and absolutely tank it towards Financial Independence.  It is possible in a scarily short time if you are committed to increasing your income and really trim back the fat on your expenses, and we are talking towards the 2% body fat range here. WalkWalking towards Financial Independence or plain old… Read more »

The tale of a blind undead monkey and the deity of randomness

Bloody active investment managers and those pesky dividend investors, eh.  Thinking their so smart, choosing their stocks based on value, fancy P/E ratios, even fancier CAPE ratios, the spooky Q ratio or a great but unhinged management team.  I type this in jest. I have chosen to adopt the passive approach, away from the wizardry of actively selecting individual investments…. Read more »